- Eliminate tasks that destroy value
- Reduces the need for systems integration.
- Reduce operating costs
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Shivam Loan Origination Solution Shivam Origination Solution – SOS
SOS is a specialized application to automate the
loan origination process. Can operate independently or integrated with the module credits.
It is a customer-centric solution, which enables flexible and scalable offering
products and services through various channels. Designed to Grow
Modular design allows for rapid integration with
third-party applications. Use of international standards that ensure
high performance and reliability. Quick Installation and Deployment
SOS is designed to help our clients structure their own procesoa
without the need to engage in lengthy and costly development processes. The process
is built using our own "building blocks" for defining users involved in each stage,
stages, Tasks and Workflow States and each State, Definition of Pre-analysis (refer
to Datacrédito, CIFIN and validations) And detailed definition of variables to
make the scoring of the applicant. Maximum Customer Service
SOS supports the channels that customers wishing to implement
a simple and effective. When used in an integrated manner with the extensive library
of SOS, customers can access their information whenever and wherever they choose to
generate high productivity that allows to stay one step ahead of the competition.
SOS Reduce Costs
SOS Profit Increases
SOS Reduces Risk
SOS Improves Customer Service
SOS Focuses on Client
SOS Is Robust and Secure
SOS Modules
This solution consists of the following modules:
Workflow
This module operates as a specialized workflow processes
loan origination. Allows you to define valid transitions between stages and
when you create the Credit, the customer and when the end of the process. Scoring
This module lets you define multiple types of scoring
depending on the amount of requested credit, credit line and the type of applicant
(natural or legal person). In addition, to define qualitative and quantitative
variables and weight in the analysis of the application is in. The scoring
generates a score that falls within 3 different ranges:
Stages
In this module the system can define what data are
required to proceed with the next stage. It also allows to identify possible
activities to perform from the stage:
Tasks
This module allows you to manually assign special tasks
to a specific user. Add the user to run the task, the application which has
the task, the date of issue, date and time scheduled for execution,
the actual implementation date, the type of area and comments on the task. Users – Status
This module allows user to define what type (Receptionist, Analyst,
etc.) Spoke on what stage of the application. Monitoring Documents
This module Can record and control all documents received
from the Applicant.This module keeps a description of the document, if it was
delivered by the Applicant or co-signers, date and time of receipt, User who
received physical location of the document. Credit Simulator
Allows you to quickly define the conditions of a loan and
your repayment plan, print it to share with the client. Security
The system would create security profiles which define the
rights of users on the system. According to these profiles as they are configured
can define a system administrator who would act as a super-user. The security
module design would comply with all security policies stipulated in the
requirements document. Among other functions, this module would:
Report Generator
The system comes with an integrated report generator which
gives maximum flexibility to obtain information. |
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Shivam developed software allows us to
total control of the operation, from birth a credit to this end. It has
allowed us to further reduce response times and rearrange the operation
to speed up processes, which the company has become much more efficient and
competitive. 